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San Antonio Uber & Lyft Accident Lawyer
Uber & Lyft Accidents
Reviewed by Marco Crawford, Trial Attorney · Updated September 2026
Rideshare cars are everywhere in San Antonio, from downtown and the River Walk to the airport, the Pearl and game nights at the Alamodome. When an Uber or Lyft is involved in a crash, figuring out which insurance applies can be confusing.
Marco Crawford represents injured rideshare passengers, drivers, pedestrians and other motorists. He identifies every policy that may apply and deals with the rideshare company's insurers so you don't have to.
- Free consultation
- No fee unless we win
- Hablamos español
Tell Us What Happened. We'll Take It From Here.
- 1You tell us your storyA few details is all we need to get started.
- 2Our team reviews itFree and confidential, with no pressure and no obligation.
- 3We call you backUsually within the hour, in English or Spanish.
Prefer to talk now? Call 210.756.5400
Who We Represent in Rideshare Crashes
Anyone hurt in a crash involving an Uber or Lyft may have a claim.
Passengers
Riders hurt while in an Uber or Lyft.
Other drivers
Drivers hit by a rideshare vehicle.
Pedestrians and cyclists
People struck during pickups and drop-offs.
Rideshare drivers
Drivers hurt by another careless motorist.
How Texas Rideshare Insurance Works
Texas law requires transportation network companies like Uber and Lyft to maintain insurance for their drivers, and the amount depends on what the driver was doing. When the app is on but the driver hasn't accepted a ride, lower limits apply. Once a ride is accepted and during the trip, much higher coverage, $1 million, generally applies.
That's why the exact timeline matters. Was the app on? Had the driver accepted a ride? Was a passenger in the car? Trip data from the app is often the key evidence.
Rideshare insurers handle these claims every day and may try to limit what they pay. Having a lawyer who understands how the coverage layers work can make a real difference.
Which Insurance Applies
Texas law sets rideshare insurance requirements based on what the driver was doing at the time of the crash.
App off
The driver's personal auto insurance generally applies.
App on, waiting for a ride
Lower levels of rideshare company coverage generally apply.
Driving to a pickup or with a passenger
Much higher coverage, up to $1 million, generally applies.
Uninsured or hit-and-run drivers
Uninsured motorist coverage may apply in some situations.
What You May Be Able to Recover
Under Texas law, people injured by someone else's negligence may be able to recover compensation for losses like these. Every case is different, and an attorney can explain what may apply to yours.
Medical bills
Past and future treatment, surgery, therapy and medication.
Lost wages
Income lost while you recover, plus reduced earning capacity.
Pain and suffering
The physical pain an injury causes.
Mental anguish
The emotional toll of the injury and recovery.
Impairment and disfigurement
Lasting physical limitations and scarring.
Property damage
Repair or replacement of your vehicle and property.
What to Do Next
The steps you take early can make a real difference. Here's what to do.
- 1Get medical care right awaySome injuries don't show up for days. Prompt treatment protects your health and documents what happened.
- 2Get the crash reportAsk the officer for the report number before you leave the scene.
- 3Document everythingPhotos of the scene, vehicles and injuries, plus witness names and numbers.
- 4Don't give a recorded statementTalk with a lawyer before speaking with the other side's insurance company.
- 5Call Marco Crawford LawFree case review at 210.756.5400. Hablamos español.
Why Clients Choose Marco Crawford
Trial-ready preparation
Every case is prepared as if it's going to trial, because insurers pay more when they know you're ready.
Direct access to Marco
You'll talk with your lawyer, not just a case manager.
No fee unless we win
Injury cases are handled on contingency. Nothing up front.
Hablamos español
Your case explained clearly, in English or Spanish.
Frequently Asked Questions
I was a passenger in an Uber that crashed. Who pays?
Depending on who caused the crash, the rideshare company's policy, the other driver's insurance or both may apply. Passengers usually aren't at fault, which can make these claims more straightforward.
Can I sue Uber or Lyft directly?
Rideshare drivers are usually treated as independent contractors, so claims typically go through the insurance the company is required to carry. The details depend on the facts.
What evidence matters in a rideshare crash?
Trip records, app screenshots, the crash report, photos and witness information all help show what the driver was doing and who was at fault.
What does it cost to hire Marco Crawford Law?
Nothing up front. We work on a contingency fee, so you pay no attorney fees unless we recover money for you.
I'm an Uber driver and another car hit me. What are my options?
You may have a claim against the at-fault driver's insurance, and rideshare coverage may also apply depending on your app status at the time.
Should I report the crash in the Uber or Lyft app?
Yes, report it, but keep it factual and brief. Save screenshots of the trip, and talk to a lawyer before giving detailed statements to any insurer.
Serving San Antonio and Surrounding Communities
Rideshare traffic in San Antonio is heaviest downtown and on the River Walk, around San Antonio International Airport, the Pearl, the St. Mary's Strip, the Medical Center and near the Alamodome and Frost Bank Center on event nights.
Related Practice Areas
You Show Up for Everyone. We'll Show Up for You.
Talk to Marco directly about what happened. The consultation is free, and you pay nothing unless we win.